News and Further Reading

Update – Ideas for drainage improvement around your property

The previous post “Ideas for drainage improvement around your property” dated May 03, 2018 presented four ways by which a citizen can act: Check condition of streets and storm drains Check condition of nearby drainage features Add drainage trenches Replace hard surface driveways, sidewalks, and patios with permeable materials Two examples of these were featured […]

Six misconceptions about flooding and flood insurance

People are often reluctant to purchase flood insurance when they live in an area that has never flooded, at least to their knowledge.  However many are not aware of the actual degree of flooding risk in their area.  In addition, they may not be well-informed regarding the reasons why purchasing this coverage is usually wise […]

Ideas for drainage improvement around your property

A previous post dated 02 May, 2018 summarized five methods FEMA recommends to lower your flood insurance premium.  These are: 1. Relocate the home to a higher portion of the property (or build a levee around it) 2. Raise utilities and mechanical systems 3. Install flood openings in ground floor walls 4. Abandon and fill […]

How to lower flood insurance premium costs

Property owners in high-risk coastal floodplains can be faced with expensive annual insurance premiums for flood insurance. Rates for policies offered through the federal National Flood Insurance Program (NFIP) can exceed $10,000 / year for coverage of $250,000 for structural damage and $100,000 for contents. The Federal Emergency Management Agency (FEMA) lists five methods in […]

Drainage features without mapped flood plains

All drainage features whether natural or man-made have flood plains, which are simply the adjacent low areas that fill with water during periods of overflow.  Water overtopping the banks will move to all connected lower areas and remain until drained away by other features.  However, these areas may not be mapped as flood plains on […]

Check flood control and drainage improvement projects in your area

Residents of flood prone areas are well advised to stay informed regarding current and planned flood control and drainage improvement projects.  These projects by design will result in significant reductions to flooding risk.  In some cases the flood hazard maps will be revised to reflect the reduced risk.  This could allow a decrease in flood […]

Check these four critical risk factors before buying a home

There are many things to consider when making the decision to purchase a home. In low-lying coastal areas such as Houston the risk of flooding is a key factor. An initial screening based on the four questions below can significantly improve the odds that the homeowner will avoid considerable trouble and expense in the future. […]

Considerations for neighborhood protected by levee

Residents and potential home buyers in areas where protection from flooding is provided by levee systems may need to consider carefully the actual risk, which may be higher than many assume.  Levees are designed to reduce (but not eliminate) flooding risk.  There may often be no requirement for residents to be provided with an assessment […]

Example – how to evaluate flood risk for potential property purchase

An article in the Houston Chronicle by Vanessa Brashier dated February 25, 2018 provides a case study for how a prospective property buyer could perform an initial evaluation of flooding risk.  The article is entitled “Liberty County community signals growth is ahead – Encino Estates offers country living and affordability north of Dayton.” Read the […]